Premium Financing
Flexible payment solutions that support your clients and your agency.
Premium financing allows clients to pay their insurance premiums over time instead of in one lump sum. Big “I” Nebraska partners with Imperial PFS to provide member agencies access to premium financing solutions designed specifically for independent agents.
What Is Premium Financing?
Premium financing is a payment arrangement in which a third-party finance company pays the full insurance premium upfront on behalf of the insured. The client then repays the finance company in installments under agreed terms.
This option can help clients manage cash flow while allowing agencies to place coverage without requiring the full premium at binding.
Why It Matters to Your Agency
Premium financing can help your agency:
• Offer flexible payment options to clients
• Reduce cancellations due to large upfront premium costs
• Maintain stronger client relationships
• Streamline payment processes through online and digital tools
For many agencies, premium financing becomes a practical tool for managing both commercial and personal lines accounts.
Imperial PFS
Big “I” Nebraska partners with Imperial PFS to provide members with access to premium financing solutions designed for independent agents.
Imperial PFS works with independent insurance agencies nationwide to offer flexible payment programs, online payment tools, and administrative support that integrate into agency workflows.
Their platform includes digital payment options, eSignature capabilities, and technology integrations that help simplify the financing process for both agencies and clients.
