Personal Umbrella Insurance

Offer your clients an extra layer of liability protection with simple, reliable coverage through RLI.

Why umbrella coverage matters

Standard home and auto policies have limits. When those limits are exceeded, a personal umbrella policy helps provide additional liability protection.

Offering umbrella coverage helps your clients protect their assets, and gives you another opportunity to strengthen your relationship with them.

Why work with Big ‘I’ Nebraska

We make it easy to offer RLI personal umbrella coverage to your clients. From getting appointed to navigating the process, we’re here to help you every step of the way.

Whether you’re new to the program or just need support along the way, you’ll always have someone to reach out to.

Program Highlights

RLI’s personal umbrella policy offers flexible options that make it easy to place coverage for a wide range of clients.

• Available limits of $1M, $2M, $3M, and $5M
• Flexible underwriting with multiple rating tiers (Preferred, Standard, Standard II)
• No requirement for underlying policies to be written with RLI
• Simple application and self-underwriting process
• Coverage available worldwide
• Excess UM/UIM coverage options available

Learn more

See how RLI personal umbrella coverage compares:

View RLI Personal Umbrella overview →