Errors & Omissions Insurance
Protect your agency with E&O coverage designed for independent agents, backed by guidance you can count on.
We’re here to make the process simple and help you find the right fit.
Why E&O Coverage Matters
Even the most experienced agents can face claims. E&O insurance helps protect your agency from the financial impact of errors, omissions, or unexpected issues.
Having the right coverage in place gives you confidence to focus on serving your clients.
Why work with Big ‘I’ Nebraska
When you place your E&O coverage through Big “I’ Nebraska, you’re not navigating it alone. We’ll walk you through your options, answer your questions, and help you find coverage that fits your agency.
You’ll work with someone who understands independent agencies and is here to support you year after year, not just at renewal time.
Our long-standing partnership with Swiss Re helps provide a stable, trusted E&O program built specifically for independent agents.
What E&O coverage includes
E&O policies are designed to help protect your agency from a range of risks. Coverage details vary, but may include:
- Protection against claims related to errors or omissions in your professional services
- Coverage for legal defense costs associated with covered claims
- Support when responding to allegations made against your agency
- Options tailored to your agency’s size, operations, and areas of service
Want to explore coverage in more detail? Visit Big “I” National’s professional liability page →
Program Details
As a Big “I” Nebraska member, you may be eligible for premium credits through the IIABA/Swiss Re E&O program:
- Loss Control Credit:
Earn up to 10% by completing an approved loss control seminar, with additional opportunities available up to 20% - Experience Credit:
- 10% for being claim-free for 2 years
- 15% for being claim-free for 3 years
- 20% for being claim-free for 4 years
Eligibility and credit amounts are subject to program guidelines.
The IIABA/Swiss Re E&O program includes ongoing updates to better support independent agencies. Enhancements include:
- Key Insurance Professional Assistance coverage
- Additional deductible reduction options
- Expanded eligibility within the insolvency exclusion
- Broader definition of professional services, including client referrals
Depending on your agency’s services, additional coverage options may be available, including:
- Employment Practices Liability
- Real Estate Agents/Brokers Professional Liability
- PEO-related coverage
- Loan origination coverage
- Safety consulting coverage
Availability varies based on your agency’s operations and program guidelines.
Let’s find the right E&O coverage for your agency
Have questions or ready to explore your options? We’re here to help every step of the way.
Questions? Brenda is here to help.
brenda.kaiser@biginebraska.org | 402-476-2951